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When Lauren set up an online dating profile, she wasn’t looking for a partner with perfect credit.It wasn’t until her date disclosed his score that Lauren realized great credit represented more to her than preferred mortgage rates.“It was a reflection of whether he was responsible,” she recalls.A 2013 Credit research poll found the same reticence: Discussing debt remains a huge taboo, as big or bigger than talking about religion, politics or your sex life.While talking about credit scores on a first date seems “a little weird” to personal finance expert Liz Weston, she believes couples need to talk about their finances, including the all-important three digit number, before getting serious.“I understand that it’s an important issue, but I don’t think it should be a top dating criteria …While other dating sites use various methods to match people looking for a partner, Creditscore cuts right to the chase and matches couples based on their credit scores.Members create a profile like they would on any other dating site, including relevant information a potential partner might reasonably want to know.

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In a survey conducted by my FICO.com, respondents reported that a lack of financial responsibility impacted their relationship more than an unfaithful spouse.But for a lazy dater, or a person with a lot of relationship check-boxes, it's far more quantifiable than, say, something as abstract as "personality," which means it's far easier to use as a judging tool. We never tell on a first date, or a fifth, for that matter.The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars.The idea that credit scores are an indicator of how well someone handles commitment and honors agreements led to the creation of the online dating site Credit Score “If you’re looking at building a life together, you need to know the details of each other’s finances,” says the site’s owner, Niem Green.“If you can’t buy your dream house or the interest rates are ridiculous or all of the loans and credit cards need to be in one person’s name [because their spouse has bad credit], it can affect a relationship.” When Credit Score launched in 2007, most of the members were in their 40s and, according to Green, often had relationships end because of financial issues.

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